How Does Paying Family Members for Elder Care Work?
There are many benefits to having a family member administer non-skilled care to an elderly loved one, but there can also be some downsides. Things can always get a little awkward when money and family are involved together.
It can be a bit of a touchy subject in some families, so let’s just be totally open about some of the challenges you may encounter.
For starters, it can be a lot of work to care for somebody, depending on their needs. It can interfere with other parts of life including work, leisure, friendships, and personal time.
But there are responsibilities that people feel in these situations, namely a responsibility to be there for their loved ones. It can create a difficult situation. Hiring somebody to take care of an elderly family member can be costly, but it helps alleviate some of the stress of providing care, and can help avoid caregiver role strain for family members.
So, there are two main things here. The money, and the time/effort. Family members may feel guilty if they can’t dedicate their lives to caring for someone, but it can be costly to hire a caregiver.
Paying family members for elder care could be a good alternative, that meets somewhere in the middle. It should be more affordable than hiring an outside caregiver, and you still achieve the benefits of a familiar face that the elderly family member knows and trusts.
Issues to Watch Out For When Paying Family Members for Care
As discussed, caregiver role strain can be a real problem. In addition to that, the family members who aren’t being paid to provide care could feel a bit resentful if they end up having to help out sometimes, whereas this wouldn’t really be the case if there was an outside caregiver involved. These types of challenges really depend on the family, who is availiable to help, and what everyone’s expectations are.
Other family members should still expect to have to help sometimes, and should still obviously make efforts to visit and be around, even if they aren’t being compensated.
Learn more about home care for elderly in their own homes.
Where Does The Money Come From?
If the family comes together and recognizes that one member (or multiple) are providing the majority of the care, they can agree to create a certain monthly budget, which can be given to the person providing the care if they are having to sacrifice their own career growth or other opportunities to provider this care. It can feel strange to put money into something like this, but it can be more practical than hiring an outside caregiver.
It’s very common for people to ask how to get paid for being a family caregiver. The money has to come from somewhere, so here are some options.
How to Get Paid to be a Caregiver for Parents
Personal care agreements: If the family member being cared for has the resources, they could offer some money to the family member that’s caring for them. This really depends on the situation and the relationship they have, and a number of other factors. Not everyone will love this idea, be warned. If other family members aren’t able to help out with their time, they may be willing to contribute financially towards the necessary care, regardless of who is providing it.
Veterans benefits: In some cases, Veteran’s benefits can help with paying for home care, including respite relief for family caregivers. There’s something called the PCAFC (Program of Comprehensive Assistance for Family Caregivers) that offers a number of different benefits to family caregivers who quality. This program recognizes the fact that this type of care is important, but can also interfere with other areas of the caregiver’s life, so it attempts to help minimize that by offering counselling for caregivers, respite time, training, a stipend, and more.
Medicaid: The options through Medicaid can vary from state to state, and the spouse generally cannot be paid for giving care, but there are cases where adult children and other family members may be eligible. Medicaid recognizes that paying family members for care is less costly than hiring other caregivers, and that it can lead to better outcomes for the person receiving the care. You can learn more about Medicaid or Medicare in general here. If you need specific information about family provided care in your area, contact Medicaid’s offices.
Can I Get Paid for Taking Care of My Elderly Parents?
In certain circumstances, yes, there is funding available. If your parents are willing to pay you to take care of them, that’s the easiest route. If they require a lot of care, you may want to consider professional help. If they require minimal care, it’s probably better to just help them unless you’re making sacrifices to care for them like having to miss work.
The best option when it comes to paying family members for taking care of elderly loved ones really depends on the resources and the dynamic of the family. Look into the various ways of how to get paid to be a caregiver for parents and see what works best for your situation.